For legal reasons, you should never admit guilt after an accident, even if you believe it was your fault. Of course, do not leave the scene of the accident, as this could be considered a hit-and-run. It is always okay to call the police and ask to file a police report, especially if there is major damage. Tell the police exactly what happened. Only tell them the facts you are sure about. For example, do not say, “I think I ran a stop sign but I’m not sure.” You could say, “I entered the intersection and our cars hit each other.” Before the police officer leaves, ask for the police report number which you can later use to view the police report. It is also a good idea to get their names and badge numbers just in case you have trouble finding the police report.

Take pictures of all cars involved from all angles. This will be important later for filing insurance claims. After you have pictures, exchange information with any other drivers. You will need to get their name, address, phone number, and insurance information. If there are other passengers involved or witnesses who stayed on the scene, ask for their names and phone numbers as well. If a driver is combative and unwilling to give you information, stay calm and call the police.

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