Get The Debt Relief You Need Through Our Bankruptcy Services

Last updated on February 13, 2023

At Agricola Law, LLC, we can assist you with every stage of bankruptcy. Our attorneys have received acclaim from our previous clients and our peers for their outstanding service and history of delivering results. We have helped hundreds of clients discharge their debts through Chapter 7 liquidation bankruptcy and Chapter 13 reorganization bankruptcy.

If you are behind on your bills, getting harassed by creditors, and overwhelmed with debt, sometimes the best option is a fresh start. Bankruptcy can provide significant relief if you are overwhelmed by consumer or medical debt, facing a possibility of foreclosure, or repossession of your automobile. Aside from the medical debt, credit card debt is one of the most common causes of bankruptcy for Americans. Filing for bankruptcy is a complex legal procedure that can be both stressful and intimidating, so it is important to work with an experienced bankruptcy attorney who can help you explore your options and assist you through the bankruptcy process.

The attorneys at Agricola Law have the experience and knowledge you need when deciding if bankruptcy is the right option for you.

Who We Help

We are respected members of the legal communities of Opelika, Auburn, Phenix City, Valley, Lanett, Beulah, Salem, Smith Station and Montgomery, Alabama, as well as Columbus, Georgia. Our attorneys regularly represent clients in courts in Russell County, Lee County, Chambers County, Macon County, Randolph County, Montgomery County, Tallapoosa County, Elmore County and Autauga County, Alabama, and Muscogee County, Harris County and Troup County, Georgia.

Bankruptcy Options

There are two options for consumer bankruptcy relief: Chapter 7 or Chapter 13 bankruptcy. Depending on your situation, one option may be more beneficial than the other. To better understand which option is right for you, discussing your financial situation with a skilled and knowledgeable bankruptcy attorney is the first step. Our team will walk you through the different options for your particular situation and provide a tailored plan to address and resolve your financial stress. Sometimes, there are better options available other than bankruptcy. If you have only a few creditors and your debt is minimal, it may be appropriate to negotiate a payment plan instead of filing for bankruptcy. Knowing which option is best for your situation is an important first step in resolving your financial problems. Agricola Law has the attorneys with the experience and knowledge you need to get the best solution for your financial problems.

The Advantages

Filing bankruptcy can offer many advantages to people who struggle with overwhelming debt. It can prevent foreclosure, help consumers keep certain possessions such as their cars, and provide immediate relief from debt collectors.

Bankruptcy does not need to feel shameful. People file bankruptcy for many reasons, including:

  • Loss of a job
  • Decrease in income
  • Business downturn
  • Consumer debt
  • Medical bills
  • A family emergency

No matter what life circumstance has prompted your decision to file bankruptcy, we can help you understand the process and take back control of your finances.

Can Bankruptcy Prevent Foreclosure?

If you have fallen behind on mortgage payments and the bank has taken ownership of your house, bankruptcy may be an appealing option. When you file a bankruptcy petition with the court, it instantly stops the foreclosure process. Our attorneys have extensive experience in foreclosure defense. We will do everything in our power to help you and your family stay in your home.

The COVID pandemic has left many individuals and businesses reeling. We can help you if you need to file bankruptcy due to a pandemic-related business downturn.

Ask Us About Discharging Your Debts

You do not have to face the daunting process of bankruptcy on your own. We can discuss your options with you. Reach out to our team at Agricola Law, to speak with one of our lawyers. To schedule your initial consultation, please call 334-610-1064 or send us an email.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.