Reorganize And Repay Your Debt Through Chapter 13 Bankruptcy
Agricola Law, LLC, is ready to help you overcome the feeling of hopelessness that excessive debt can place on your life.
Why Chapter 13 May Be The Best Solution
While most people think Chapter 7 is the best bankruptcy option to eliminate their debts, it isn’t always the best option for many people and families.
Chapter 13 bankruptcy is a repayment plan. Chapter 13 cases typically last between three to five years and require you to pay back certain creditors in order of priority. One advantage of a Chapter 13 bankruptcy is that it can allow you to pay back your unsecured creditors (most credit cards, medical bills, loans without collateral) without losing any of your property, such as your house.
Depending on your situation, you may end up paying your unsecured creditors nothing, only a portion of what you owe them, or you may pay them back in full. A bankruptcy judge must approve the Chapter 13 debt repayment plan proposed. Your monthly bankruptcy payment is based upon what you can afford and will go to pay off the debts specified in your approved repayment plan. Once your repayment plan has been paid, you will receive a discharge.
Who We Represent In Bankruptcy Court
We are respected members of the legal communities of Opelika, Auburn, Phenix City, Valley, Lanett, Beulah, Salem, Smith Station and Montgomery, Alabama, as well as Columbus, Georgia. Our attorneys regularly represent clients in courts in Russell County, Lee County, Chambers County, Macon County, Randolph County, Montgomery County, Tallapoosa County, Elmore County and Autauga County, Alabama, and Muscogee County, Harris County and Troup County, Georgia.
Call Us To Discuss Your Circumstances
To determine whether filing Chapter 13 bankruptcy is the right option for you, it is important to discuss your financial situation with a skilled and experienced bankruptcy attorney. Agricola Law has the attorneys with the experience and knowledge you need to get the best solution for your financial problems.
Call us at 334-610-1064 or contact us by email to schedule a consultation with one of our bankruptcy lawyers right away.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.